Keywords
How to Cite
Abstract
Small and medium-sized enterprises, as the indispensable backbone of national economic development, are not optimistic in financing situation due to their narrow direct financing channels and low rate of credit support. At present, due to the characteristics of block chain technology, such as unforgery, traceability, uniqueness and openness, it can bring new development opportunities and change the existing financing mode to a large extent. It can be used to solve some pain points of financing problems of small and medium-sized enterprises and provide new solutions. In this paper, through case analysis of the traditional financing mode of small and medium-sized enterprise financing the main problems and its reason, specify how to combine block chain technology advantage, through the development of chain blocks the technical small and medium-sized enterprise financing difficulties, so as to promote the sustainable and healthy development of national economy, puts forward the construction of credit platform, design the financing mode, optimize the financing environment, such as strategy, It is of great significance to the credit construction and financing development of small and medium-sized enterprises.
References
Wang Zhenzhen. Discussion on the Application of Blockchain Technology in small and medium-sized enterprises Financing [J]. National Economic Circulation, 2020(19): 146-149.
Xue Yuzhe, Zhang Mingyuan. Analysis of the Financing Dilemma of small and medium-sized enterprises in China and Countermeasures - Learning from the German small and medium-sized enterprises Financing Framework [J]. Southwest Finance, 2020(2): 18-30.
Ge Tiantian, Hu Linke. Research on New Ideas and Risk Prevention of Blockchain Technology Promoting Supply Chain Finance - From the Perspective of small and medium-sized enterprises [J]. China Collective Economy, 2020(30): 102-103.
Mougayar W. Working as a layer on top of the internet, blockchain is an instrument of change. 2016.
The Economist. The blockchain in finance: Hype springs eternal [J].
Narayanan A,Bonneau J,Felten E ,et al.Bitcoin and cryptocurrency technologies.A comprehensive introduction.[M].Princeton University Press,2016.
Hofmann E,Strewe U M,Bosia N.Discussion—How Does the Full Potential of Blockchain Technology in Supply Chain Finance Look Like?[J].2018,10.1007/978-3-319-62371-9(Chapter 6):77-87.
Zhang, Rui. Digital currency Libra: Connotations, impacts, and future prospects prospect. Southern Finance, 2019, 000(009): 12-19.
Zhang Rong. Blockchain Finance: Structural Analysis and Prospects [J]. Southern Finance, 2017,000(002):57-63.
Tang, Yifu. The integration of blockchain technology into the financing guarantee trust enhancement pathways and their research on paths. Journal of Southwest University of Political Science and Law, 2020, v.22; No.129(03): 130-139.
John,Haynes.Risk as an Economic Factor[J].Quarterly Journal of Economics,1895.
Salop S,Stiglitz J E.The Theory of Sales: A Simple Model of Equilibrium Price Dispersion with Identical Agents[J].American Economic Review,1982,72.
Zhao Quanhou, Huang Rong. Learning from International Experience in Policy-based Financing Guarantee for Small and Medium-sized Enterprises [J]. Local Finance Research, 2019,000(006):106-112.
Liang Junfeng, Zhao Liang. The Current Development Status of China's small and medium-sized enterprises Credit Guarantee System and Learning from Foreign Experience [J]. Reform and Strategy, 2017(05): 172-175.
This work is licensed under a Creative Commons Attribution 4.0 International License.
Copyright (c) 2025 Rong Fu (Author)